Ask Monie
Budget, log & scan receipts
Track spending, set budgets, and save toward goals. Or just type "coffee 4.50 at Blue Bottle" and let Magic Log fill the form with on-device AI. Offline-first and private by design; the model never invents a number.
On the App Store this is listed as Expense & Money: Ask Monie.
The Challenge
Budgeting apps either want your bank login and sell your data, or they’re spreadsheets in disguise. Most people just want to know where their money went this month, without linking accounts or learning an envelope system.
Our Approach
Ask Monie keeps it fast and private: log any transaction in seconds, set simple budgets, and watch goals fill up. Everything is stored on device: no account, no bank connection, no tracking. A glance tells you where the money is going.
Key Features
- 5-second logging: capture a transaction before the receipt hits your pocket
- Budgets that make sense: set them by category and see them in real time
- Goals: save toward the things you’re actually working for
- Apple Watch: log and check in from your wrist
- Private by design: offline-first, no account, no bank login
Results
Ask Monie turns the receipts you’d never log into a five-second habit, and a clear picture of where the money actually goes.
Common questions
Ask Monie, listed on the App Store as Expense & Money: Ask Monie, is an English-language iPhone and iPad app for tracking spending on the device. You log expenses and income in a few taps, set per-category budgets that warn you before you pass them, and fund savings goals; the Today screen shows what you spent, your daily plan, and what is left. Magic Log turns a sentence like 'coffee 4.50 at Blue Bottle' into a filled form using Apple's on-device model, but it only prefills: the amount must appear in your text, you confirm before saving, and it needs Apple Intelligence, so older devices do without it. Free covers unlimited logging, history, CSV export, one budget, one goal, and five Magic Logs a month. Pro adds unlimited budgets and goals, receipt scanning, recurring transactions, a PDF report, monthly insights, and plain-English questions about your own data, for $2.99 per month or $19.99 per year in the US (each with a 7-day free trial) or a one-time $29.99 unlock. It is fully offline with no account, no bank connection, no cross-device sync, and no ads, analytics or tracking.